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AI coding tools in 2026

Editors and coding agents that write, explain and refactor code with you, from inline suggestions to agents that change many files at once.

How we chose

  • Useful on real projects, not only demos
  • Published pricing, with a free tier or trial where one exists
  • Actively updated in 2026

Compare at a glance

  • Cursor
    Best for
    An AI code editor with agents, for building in your own codebase
    Free tier
    Hobby plan: limited agent requests, no credit card required
    Price
    $20/month (Pro) · ₹649/month (Start plan, India only)
    India
    Works from India
  • Claude Code
    Best for
    A coding agent that reads your codebase, edits files and runs commands
    Free tier
    No free plan: it needs a paid Claude plan or a pay-as-you-go Anthropic Console account
    Price
    $20/month (Pro, or $17/month billed yearly) (no ₹ price published)
    India
    Works from India
  • GitHub Copilot
    Best for
    AI completions, chat and agents inside the editor you already use
    Free tier
    Copilot Free: 2,000 code completions a month and limited chat and agent use
    Price
    $10/month (Pro) (no ₹ price published)
    India
    Works from India
  • OpenAI Codex
    Best for
    OpenAI's coding agent for your terminal, editor or the cloud, included with ChatGPT
    Free tier
    ChatGPT Free includes limited Codex access
    Price
    $8/month (ChatGPT Go, for lightweight coding tasks) · ₹399/month (ChatGPT Go)
    India
    Works from India
  • Google Antigravity
    Best for
    Google's agentic development platform: an IDE, agent manager and CLI
    Free tier
    Free for individuals: unlimited tab completions and command requests, with basic weekly rate limits
    Price
    $19.99/month (through Google AI Pro) · ₹1,950/month (Google AI Pro)
    India
    Works from India
  • Windsurf (now Devin Desktop)
    Best for
    An agent-first code editor for running local and cloud agents, formerly called Windsurf
    Free tier
    Free plan: a light agent quota, limited models, unlimited tab completions and inline edits
    Price
    $20/month (Pro) (no ₹ price published)
    India
    Works from India

The tools

  • Cursor

    An AI code editor with agents, for building in your own codebase

    • Free tier
    • Works from India
    Free tier
    Hobby plan: limited agent requests, no credit card required
    Price
    $20/month (Pro) · ₹649/month (Start plan, India only)
    In India
    Cursor's docs list an India-only Start plan at ₹649/month including tax, billed in rupees by UPI or card. It leaves out some Pro features.

    Good

    • Editor, agent, tab completion and cloud agents in one place
    • A cheaper Start plan for developers in India, billed in rupees

    Watch out

    • Usage beyond the monthly allowance costs extra or needs a plan upgrade
    • The Start plan excludes on-demand usage, Bugbot and some models

    Alternatives: Windsurf (now Devin Desktop), GitHub Copilot, Google Antigravity

    Visit Cursor

    Verified against Cursor pricing on

  • Claude Code

    A coding agent that reads your codebase, edits files and runs commands

    • Works from India
    Free tier
    No free plan: it needs a paid Claude plan or a pay-as-you-go Anthropic Console account
    Price
    $20/month (Pro, or $17/month billed yearly) (no ₹ price published)
    In India
    India is a supported region. The pricing page shows US dollars; Anthropic says it charges in local currency where supported.

    Good

    • Works in your terminal, IDE, desktop app or browser
    • The same subscription covers the Claude chat app

    Watch out

    • No free plan
    • Usage limits reset every five hours, and paid plans add weekly limits

    Alternatives: OpenAI Codex, Cursor

    Visit Claude Code

    Verified against Claude pricing on

  • GitHub Copilot

    AI completions, chat and agents inside the editor you already use

    • Free tier
    • Works from India
    Free tier
    Copilot Free: 2,000 code completions a month and limited chat and agent use
    Price
    $10/month (Pro) (no ₹ price published)
    In India
    Priced in US dollars. Since August 2026, GitHub can charge eligible saved credit cards automatically in India under RBI rules.

    Good

    • Works in VS Code, Visual Studio, JetBrains IDEs, Xcode, Neovim, Eclipse and Zed
    • A free tier with 2,000 completions a month

    Watch out

    • Chat, agent mode and code review draw on a monthly AI credit allowance
    • No rupee price is published

    Alternatives: Cursor, Windsurf (now Devin Desktop)

    Visit GitHub Copilot

    Verified against GitHub Copilot plans on

  • OpenAI Codex

    OpenAI's coding agent for your terminal, editor or the cloud, included with ChatGPT

    • Free tier
    • Works from India
    Free tier
    ChatGPT Free includes limited Codex access
    Price
    $8/month (ChatGPT Go, for lightweight coding tasks) · ₹399/month (ChatGPT Go)
    In India
    ChatGPT plans are billed in rupees in India, and UPI is available for the Go and Plus plans.

    Good

    • The command-line tool is open source (Apache-2.0)
    • Rupee pricing and UPI payments in India

    Watch out

    • Local and cloud tasks share one usage allowance that varies by plan
    • The Go plan covers only lightweight coding tasks

    Alternatives: Claude Code, GitHub Copilot

    Visit OpenAI Codex

    Verified against ChatGPT pricing on

  • Google Antigravity

    Google's agentic development platform: an IDE, agent manager and CLI

    • Free tier
    • Works from India
    Free tier
    Free for individuals: unlimited tab completions and command requests, with basic weekly rate limits
    Price
    $19.99/month (through Google AI Pro) · ₹1,950/month (Google AI Pro)
    In India
    Paid access comes with Google AI Pro, which Google prices at ₹1,950/month in India.

    Good

    • A free tier with unlimited tab completions
    • Paid access is part of Google AI Pro, with official rupee pricing

    Watch out

    • Higher agent limits need a Google AI plan
    • On Pro, limits refresh every five hours up to a weekly cap

    Alternatives: Cursor, Windsurf (now Devin Desktop)

    Visit Google Antigravity

    Verified against Antigravity pricing on

  • Windsurf (now Devin Desktop)

    An agent-first code editor for running local and cloud agents, formerly called Windsurf

    • Free tier
    • Works from India
    Free tier
    Free plan: a light agent quota, limited models, unlimited tab completions and inline edits
    Price
    $20/month (Pro) (no ₹ price published)
    In India
    Priced in US dollars. No India-specific pricing is published; Devin accepts major credit cards and Google Pay.

    Good

    • Unlimited tab completions and inline edits on the free plan
    • Runs local agents, and cloud agents on Pro, from one editor

    Watch out

    • Extra usage on Pro is billed at API prices
    • Renamed from Windsurf to Devin Desktop, so older guides use the old name

    Alternatives: Cursor, Google Antigravity

    Visit Windsurf (now Devin Desktop)

    Verified against Devin pricing on